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Home Insurance

About our Home Insurance

For most of us, our home is the most expensive thing we ever buy and it also contains most, if not all, of our worldly possessions, which makes getting the right home insurance vital.

As an independent insurance business we value high quality and a personalised approach, both in the level of service we provide and in the home insurance we can offer you.

A Personalised Approach to Your Home Insurance

We know that you are an individual, not a statistic, and that your home and possessions are not the same as everyone else's, which is why we take a personalised approach to your home insurance RapidHome Insurance is not a one size fits all solution. Our personalised approach means that you get the home insurance cover you need, nothing more and nothing less. Our home insurance includes our standard Buildings and Contents cover:

  • Contents Cover up to £50,000
  • Buildings Cover up to £500,000

Plus we have a whole range of home insurance extras that you can include in your home insurance cover, if you need it.

  • Personal Possessions Away from Home
  • Boiler and Central Heating System
  • Plumbing and Electrics
  • Drains and Drainage Systems
  • Protection against Wasps, Bees and Rodents
  • Your Sky or Digital TV System
  • Garden Equipment
  • Computer Equipment
  • Mobile Phones

Talk to one of our expert team today to get the home insurance cover you need to protect your home and your possessions.

Your Call will be Answered Quickly, by a Real Person

When you call us to enquire about home insurance there are no automated menus and we won't waste your time by making you listen to hold music for what seems like hours. Your call will be answered quickly by one of our friendly, professional team and your home insurance enquiry will be dealt with by the same person from start to finish.

We are small, professional team, not a large call centre, which means that no matter who you speak to, they will have the knowledge and skill to deal with your home insurance enquiry accurately and with care.

We Won't Charge for the Privilege, Call us FREE of Charge for a Home Insurance Quote

We believe offering a high quality, flexible service is a basic requirement, therefore we don't believe in charging you for the privilege of talking to us, all calls to RapidHome Insurance are free of charge.

Call us FREE on 0800 009 6407 - we're open 7 days a week!

Home Insurance in Monthly Payments at no Extra Charge

If splitting the cost of your home insurance in to 12 monthly payments makes things easier for you, that's fine with us - we won't charge you any extra.

Home Insurance Facts

  • Home insurance consists of Contents Insurance and Buildings Insurance
  • Contents insurance is the part of your home insurance designed to cover the things in your home that you could take with you when you move eg. Curtains, furniture, TVs and fridges.
  • Buildings insurance is the part of your home insurance that is designed to cover damage to the structure of the building including fixtures and fittings, such as fitted kitchens and bathrooms.

Why insure with us?

  • Personalised Approach
  • Flexible Home Insurance
  • Friendly, Expert Service
  • Monthly Payments at No Extra Charge

Contents Insurance

About our Contents Insurance

Our home, whether we own it or rent it, contains most of our worldly possessions so it's important that they are protected against the risk of damage and theft by getting the right contents insurance.

As an independent provider of contents insurance we value high quality and a personalised approach, both in the level of service we provide and in the contents insurance we can offer you.

A Personalised Approach Contents Insurance

We understand that everyone is different, and therefore has different requirements from their contents insurance, which is why we offer a flexible approach to contents insurance.

  • Contents Insurance Cover up to £50,000

Our contents insurance provides insurance cover for your home contents up to £50,000 and can also be tailored to provide the following extra cover, if you need it, enabling you to get the contents insurance that you need, without wasting money on cover that you don't need.

  • Personal Possessions Away from Home

Some of your personal possessions are more likely to get stolen or damaged when you take them outside of the home, make sure they are insured by adding Personal Possessions cover to your contents insurance

  • Your Sky or Digital TV System

We can also protect your Sky box and equipment against the risk of accidental damage and breakdown. With 95% of problems fixed in one phone call you need never miss your favourite TV programmes again! Simply add Sky or digital TV cover to your contents insurance.

  • Garden Equipment

If you have valuable garden equipment, such as BBQs and lawn mowers, make sure they are covered by your contents insurance by adding cover for garden equipment to your policy.

  • Computer Equipment and Mobile Phones

Our contents insurance can be extended to cover computer equipment and mobile phones, ask us about adding this cover to your policy when you get a quote for contents insurance.

Talk to one of our expert team today to get the home insurance cover you need to protect your home and your possessions.

Our main exclusions are:

  • Wilfull damage
  • Pre-existing damage or liability
  • Market value

A full list of exclusions is listed in the policy booklet.

Call us FREE of Charge for a Personalised Contents Insurance Quote

We believe that offering a high quality, flexible service is a basic requirement which is why we don't charge you when you call us for a contents insurance quote.

  • Call us FREE of charge for an personalised contents insurance quote
  • All Calls Answered Quickly by a Real Person

We are small, professional team, not a large call centre, which means that no matter who you speak to, they will have the knowledge and skill to deal with your contents insurance enquiry accurately and with care.

Call us FREE on 0800 009 6407 we're open 7 days a week!

Contents Insurance in Monthly Payments at no Extra Charge

If splitting the cost of your home insurance in to 12 monthly payments makes things easier for you, that's fine with us - we won'’t charge you any extra.

Contents Insurance Facts

  • Contents insurance is designed to cover the things in your home that you could take with you when you move eg. Curtains, furniture, TVs and fridges.
  • Contents insurance can also be extended to include cover for your personal possessions away from home and cover for garden equipment.
  • If you own your own home and need to protect the building itself along with fixtures and fittings you will need to look at Buildings Insurance in addition to contents insurance.

Why insure with us?

  • Personalised Approach
  • Flexible Home Insurance
  • Friendly, Expert Service
  • Monthly Payments at No Extra Charge

Buildings Insurance

Our home is probably the most expensive purchase that we will ever make, so it's important to get the right buildings insurance to cover damage to the structure of the building, its fixtures and fittings.

We are a specialist independent provider of buildings insurance and as such our priority is to provide our customers with a high level of service and personalised approach to their buildings insurance needs.

A Flexible Approach to Buildings Insurance

We understand that everyone's home is different, and therefore people have different requirements from their buildings insurance, which is why we offer a flexible approach to buildings insurance.

  • Buildings Insurance Cover up to £500,000

Our buildings insurance provides insurance cover for damage to the structure of your home including fixtures and fittings up to £500,000.

Our buildings insurance can also be tailored to provide the additional cover, if you need it, enabling you to get the buildings insurance you need, without wasting money on cover that you don't need.

You have the option of including the following cover in your buildings insurance policy.

  • Boiler and Central Heating System
  • Plumbing and Electrics
  • Drains and Drainage Systems
  • Protection against Wasps, Bees and Rodents

Talk to one of our expert team today for more information about our buildings insurance options.

Call us FREE of Charge for a Personalised Buildings Insurance Quote

We are a small, professional team who believe that offering a high quality, flexible service is a basic requirement, which is why we don't charge you when you call us for a buildings insurance quote.

  • Call us FREE of charge for an personalised buildings insurance quote
  • All Calls Answered Quickly by a Real Person

Our team are professionally trained which means that your call will be answered by someone who has the skills and knowledge to help you with your buildings insurance enquiry accurately and with care.

Call us FREE on 0800 009 6407 we're open 7 days a week!

Buildings Insurance in Monthly Payments at no Extra Charge

If splitting the cost of your home insurance in to 12 monthly payments makes things easier for you, that's fine with us - we won't charge you any extra. Buildings Insurance Facts

  • Buildings insurance is designed to cover the structure of your home and it's fixtures and fittings such as fitted kitchens and bathrooms.
  • Buildings insurance can also be extended to include cover for plumbing and electrics and your boiler and central heating system.
  • Contents insurance is designed to cover the things in your home that you could take with you when you move eg. Curtains, furniture, TVs and fridges.
  • Contents insurance can also be extended to include cover for your personal possessions away from home and cover for garden equipment.

If you need to insure the contents of your home you will need to look at contents insurance in additions to buildings insurance.

Our main exclusions are:

  • Wilfull damage
  • Pre-existing damage or liability
  • Market value

A full list of exclusions is listed in the policy booklet.

Why insure with us?

  • Personalised Approach
  • Flexible Home Insurance
  • Friendly, Expert Service
  • Monthly Payments at No Extra Charge